Our focus is ensuring you don't pay a penny more to HMRC than you have to
There’s no shortage of business frameworks available. From complex models to detailed reports and endless streams of data, many promise better performance and stronger results. Yet time and time again, we hear the same thing from business owners before they start working with us: “We’ve got all the information… we just don’t know what to focus on.”
When a long-established business that had been trading successfully for over 50 years came to us, the owners were ready for the next chapter. They had spent more than two years trying to sell, yet despite multiple negotiations and interest from buyers, the offers never reflected what they believed the business was truly worth.
They were stuck in a frustrating position: accept a lower valuation and walk away, or continue running a business they no longer wished to be part of. Neither option aligned with their long-term goals or the lifestyle they had worked so hard to achieve.
As businesses grow, so should their structure. What works in the early days often becomes inefficient, restrictive and unnecessarily expensive as profits increase. This was exactly the position one of our clients found themselves in before turning to us at Chadwick Accountants & Bookkeepers Ltd, Warwickshire-based, award-winning practice led by Chartered Accountant and Managing Director Rachael Chadwick-Harrison.
Right, this is one of those serious updates, and it affects every single one of you who owns a Limited Company. Please don’t scroll past this – there’s action you’ll need to take.
From 18 November 2025, Companies House is bringing in a new identity verification process for:
• Company Directors
• Persons with Significant Control (PSCs)
At Chadwick Accountants, we pride ourselves on helping clients not only remain compliant but also unlock smarter ways of structuring their businesses to achieve real, tangible results. One recent client success story highlights how the right advice can transform the way directors manage their tax position — and generate long-term savings.
For many business owners, just hearing the words “HMRC investigation” can be enough to cause anxiety. The reality, however, is that investigations aren’t random, and they are rarely about businesses deliberately doing something wrong. Instead, HMRC is usually responding to specific red flags. With the right knowledge and preparation, most businesses can avoid ever finding themselves in the spotlight.
We recently conducted a strategy session with a client who was feeling overwhelmed, anxious, and uncertain about his financial situation. He already had substantial liabilities from previous self-assessments, which were under HMRC payment plans.
Although he had also arranged a payment plan for his VAT, he had fallen behind on the last two quarters’ VAT payments. On top of that, he faced an impending £30,000 corporation tax bill, with no clear idea of how to manage his finances.
Another business owner came to us with concerns about lack of tax efficiency and poor financial visibility under their previous accountant and bookkeeper. They suspected that they weren’t benefiting from all available tax reliefs but felt left in the dark about their financial position.
As part of our onboarding process, we conducted a three-stage review to determine whether a full restatement of accounts was necessary. During this assessment, we uncovered:
